Are you financially secure and confident in the future? Thenxa0cash price is $145k.xa0xa0 xa0 If you are worried that you can't qualify for a loan (because banks are screwed up)xa0or have some other concern, then I canxa0workxa0with you. Below are two possible scenarios for owner fianncing (but, I will consider others). xa0 Resident:xa0 Put $10,000 down and I will finance the rest with $650 per month payment. Investor:xa0 Put $40,000 down and I will finance the rest with $650 per month payment.xa0 xa0 How does this work out for total payements?xa0 Mortgage paymentxa0xa0xa0xa0xa0xa0xa0xa0xa0 $650 HOA duesxa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0 $285 (includes haz insurance, cable, water, sewer,xa0mgmt, etc) Insurancexa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0 $ 23 Property Taxesxa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0 $146 xa0 Total (before tax)xa0xa0xa0xa0xa0xa0xa0xa0xa0xa0 $1,104 per month xa0 The selling price for owner financing is $160,000. xa0 Homebuyer:xa0 Add back tax benefits for interest deductions and $50,000 florida homestead exemption.xa0 Investor:xa0 Add back tax benefits for all expenses and depreciation.xa0 xa0 The unit includes appliances including a brandxa0LG washer and dryer, axa0flat top stove, a full size refrigerator, dishwasher and microwave.xa0xa0 xa0 xa0What more can you ask for.xa0 The prices are firm, the terms are flexible.xa0If you are a first time home buyer, the government will pick up $8,000 of the totalxa0downpayment if you act quickly. xa0 Call me to discuss. 850-890-1246.xa0 Non-smoking and only small pets allowed.xa0 Condo docs govern allxa0specifics on property. xa0 3 bedroom,xa0($350k)xa0, 2bathsxa0and 2 bedroom ($200k), other 2 bdr, 1 bath ($175k) also available. xa0 Community has two pools (one on the bay), a private beach and a mile and one/half stretch of undeveloped beach, a private clubhouse, a private boat dock, a work-out center, and it is located in a nice neighborhood (not a commercial zone with trailers, electric wires, and US highway next door....in fact there are million dollar plus homes surrounding the whole property). Area is highly walkable and 10 minute WALK to best seafood restaurants on gulf coast (Shrimp Boat, Captain's Table, Hunt's, Uncle Ernie's) and 2 minute drive to marinas and down town. Features: Appliances Included, Patio/Balcony, Central Heating, Tile Floors.