REDUCED!!! $10,000 OFF, DUE TO THE ECONOMY AND REAL ESTATE MARKET. BEAUTIFUL private setting on nearly 20 acres. Custom built 2 story brick house, 3 bedroom, 2 baths. Master bath has large whirlpool tub and separate large shower. Pella windows and sliding glass doors, 4 of which overlook stocked pond and fruit trees. All electric home with central heat and air conditioning, is also protected by whole house surge protector. Septic and city water. Average electric bill over 22 months - $122. New roof on house and garage Dec. 2007. New 50 gal.water heater August 2008. Several ceiling fans, wood burning stove in living room. Cable and high speed internet service available. Abundance of closets and storage space. Triple garage has 2 doors with electric openers and extra storage in attic via pulldown stairs. Garage leads into mud room, then laundry room, which has more storage, and a large utility sink. Kitchen has new vinyl flooring and dishwasher, large pantry. The 30x40' shop building, new in 1997, is well insulated and finished with trim woodwork; has 2 extra rooms, both carpeted. Ceiling fans in 2 rooms, 2 more in shop area. Two overhead doors, 9' high. Lots of outlets and shop lights throughout work area, 200 amp service. According to recent bids, the property has large amounts of marketable timber, including black walnut, oak, poplar, etc., and has never been cut. The property is assessed as a farm, allowing low taxes of $946. Asking price is nego., allowances for upgrades.NOTE TO OUT-OF-STATE BUYERS: TENNESSEE HAS NO STATE INCOME TAX. PLEASE, NO REALTORS. Email us direct at 1bep@charter.net.